Introduction to Terms & Conditions

This document outlines the terms and conditions (referred to as “Terms & Conditions”) that govern your interaction with FinFile and forms a binding agreement.

Definitions
“FinFile” refers to FinFile, including all existing and future subsidiaries and affiliates. “Services” include this website and all related content, applications, features, functionality, information, and services provided. The terms “user,” “you,” and “your” refer to anyone who utilizes the Services in accordance with these Terms & Conditions.

Binding Agreement
By accessing, using, or otherwise agreeing to these Terms & Conditions, whether as an individual or entity, you enter into a legally binding contract with FinFile. It is essential that you read these Terms & Conditions carefully before engaging with the Services. Any breach or non-acceptance of these Terms & Conditions may result in restricted access to the Services.

Amendments to Terms & Conditions
FinFile reserves the right to modify these Terms & Conditions and/or the Services at any time. Notice of such modifications will be provided via updates on this website or through the Services. The date of the latest update will be indicated next to “Last Updated” as 01/19/2024. Continued use of the Services post-modification signifies acceptance of the revised Terms & Conditions.

Mandatory Arbitration Clause
Terms & Conditions include a mandatory arbitration clause, necessitating individual arbitration for dispute resolution. This clause precludes jury trials, court proceedings, or class actions of any kind. (see Section 15 for details).

1. Licensing
FinFile grants a conditional, non-exclusive, revocable license for website access and use per these Terms & Conditions. This includes a limited license to use the Services to prepare and submit Federal Regulatory Reporting (Report) and Beneficial Ownership Information Reporting (BOIR), as required by FinCen under the Corporate Transparency Act.

2. Report Submission
While FinFile assists in report preparation and submission, acceptance by FinCen and/or compliance with the Corporate Transparency Act is not guaranteed.
-FinFile does not offer legal or professional advice. Accuracy of the provided information is your responsibility, and FinFile does not independently verify this information. You affirm compliance with all relevant laws, including data privacy laws, and necessary authorizations in sharing personal information through the Services. Submission of a Report implies your authorization to act on behalf of the Subject of the Report.

3. Privacy Considerations
Your privacy is of utmost importance. Review our Privacy Policy for details on information collection and usage in the Services. By using our Services, you consent to our practices as described in the Privacy Policy, which is an integral part of these Terms & Conditions.

4. Orders and Payments
Service features may be paid and requested through “Order” forms. Orders are subject to change. Acceptance constitutes a payment agreement.

5. Proprietary Rights
All content on the Services, including trademarks, text, designs, graphics, logos, and other materials, is the property of FinFile, its content providers, or licensors. Your access does not grant any rights to use any proprietary content. All rights are reserved by FinFile and its licensors. Unauthorized use of the material on the Services, including modification, distribution, or creation of derivative works, is strictly prohibited.

6. User Communications and Content
User-provided content grants FinFile a non-exclusive license to use. Communications unrelated to report submissions may be used freely by FinFile.

7. Reporting Unauthorized Content
For content posted without permission, contact us for removal per the Digital Millennium Copyright Act of 1998.

8. Acceptable Use
You agree not to misuse the Services, which includes restrictions on sharing accounts, using the Services unlawfully, posting inappropriate content, engaging in fraudulent activities, and refraining from using any device or software that interferes with the Services.

9. Communication Preferences
You consent to receive communications from us, with preferences manageable via contact.

10. Refund Policy
All sales through our Services are final. Refunds are issued only for billing errors or undelivered Services.

11.Limitation of Liability
FinFile’s liability is limited as outlined herein, with no warranties beyond those permitted by law.

12. No Warranty
The Services are provided “as is” without any warranties. FinFile disclaims all warranties, either express or implied, to the fullest extent permissible under the law.

13. Indemnification
You agree to indemnify and hold harmless FinFile against all losses, liabilities, and costs arising from your use of the Services, your content, or your violation of these Terms & Conditions or any laws.

14.Service Outages
FinFile is not liable for any loss or damage resulting from service outages, either planned or unplanned.

15. Dispute Resolution
-Governing Law: The Terms & Conditions are governed by the laws of the State of Idaho.

-Mandatory Arbitration: Disputes must be resolved through binding arbitration in Idaho, with no jury trials or class actions permitted.

16. Miscellaneous
These Terms & Conditions, along with our Privacy Policy, constitute the entire agreement between you and FinFile. If any provision is deemed invalid, the remaining provisions stay in effect. All claims related to the Services must be filed within one year.

17. Contact Us
For inquiries: notifications@FinFile.us, (208) 810-5903, or PO BOX 45201, Boise, ID 83711.